Mortgage Financing

We provide comprehensive and independent residential real estate appraisal and consulting services for institutional and private lenders to support informed lending decisions and risk management. Our reports are prepared in accordance with industry standards and are tailored to meet underwriting, regulatory, and due diligence requirements.

With years of market knowledge and valuation experience, we deliver accurate, well-supported advice that lenders rely on with confidence. Our consistent quality, responsiveness, and objective analysis have earned the trust of financial institutions, mortgage professionals, and private capital providers throughout the industry.

Court Cases/Expert Witness Reports

Our firm works closely with local and international law firms to provide residential appraisal and consulting services in matters involving division of assets as per The Family Law Act, court ordered sales for foreclosure purposes, litigation cases, tax planning and tax disputes. Our reports are prepared for reliance by the courts and government authorities, including the Canada Revenue Agency (CRA).

Our senior appraisers have been appointed and appeared as expert witness for numerous court cases and are regularly engaged to complete residential appraisal and consulting assignments.

Estate Planning/Probate

We provide independent, well-supported residential real estate appraisals for estate planning and probate purposes. Our valuations establish the fair market value of property as of the relevant date of death or retrospective date, ensuring compliance with legal, tax, and reporting requirements.

Our appraisal reports assist executors and trustees in fulfilling their fiduciary responsibilities, support lawyers in estate administration and litigation matters, and provide accountants with defensible values for tax filings and financial reporting. Clear, objective valuations also help family members make informed decisions regarding property distribution, sales, or settlements, reducing uncertainty and potential disputes during what is often a sensitive time.

Market Rent and Consulting Reports

While different from the Income Approach to value, market rents are often requested to determine the potential income for a specific or an unidentified property. At Alterra, we provide current, retrospective and historical market rent estimates on stand-alone basis or as an addendum within an appraisal report to determine the potential rental income for a property. We also offer consulting reports where a specific property is not identified.

 

Assessment Appeals

If you believe the assessed value provided by BC Assessment inaccurately represents your property market value to the upside or downside, we can offer a range of different appraisal services to cater to your specific requirements.   

 

Asset Management/Buying and Selling

Alterra provides independent and impartial residential real estate appraisal and consulting services to assist homeowners and prospective buyers in making informed decisions. Whether you are considering selling, purchasing, or reviewing your overall real estate assets, our reports deliver clear, well-supported opinions of value based on current market conditions or retrospective valuation dates when required.

Each appraisal is completed with objectivity and impartiality, free from outside influence, and with strict confidentiality. Our goal is to provide our clients with accurate, reliable information so they can move forward with confidence and clarity.


Construction and Progress Inspection Reports

Our firm completes numerous construction and progress inspection reports for clients involved with proposed new-builds or renovations. Progress inspections are often required to monitor and determine the degree of completion and to verify that construction aligns with the original approved plans, permits and specifications. At Alterra, we offer progress reports as part of an original appraisal report or on a stand-alone consulting basis. 

Employee Relocation

Whether relocating or assisting with an employee relocation, our appraisals support accurate and objective market valuations for transferring employees and relocation companies. Our timely, well-supported reports help facilitate smooth transitions by providing reliable value conclusions for buyouts, listings, and corporate relocation decisions.

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